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	<title>Loan Officer Formula</title>
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	<link>http://loanofficerformula.com</link>
	<description></description>
	<pubDate>Thu, 21 Jul 2011 04:36:29 +0000</pubDate>
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		<title>Subprime may be back, baby!</title>
		<link>http://loanofficerformula.com/blog/subprime-may-be-back-baby/</link>
		<comments>http://loanofficerformula.com/blog/subprime-may-be-back-baby/#comments</comments>
		<pubDate>Fri, 20 May 2011 23:05:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<category><![CDATA[AIG]]></category>

		<category><![CDATA[Dan Mudd]]></category>

		<category><![CDATA[Fannie Mae]]></category>

		<category><![CDATA[Fortress]]></category>

		<category><![CDATA[Nationstar]]></category>

		<category><![CDATA[Springleaf]]></category>

		<category><![CDATA[subprime lending]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=2192</guid>
		<description><![CDATA[Just had to pass this on&#8230;    Subprime may be the red-headed stepchild of the mortgage industry today, but don&#8217;t we all know that it&#8217;s just a matter of time before some version of &#8220;non-prime&#8221; is back? The pent-up demand from the subprime segment is INTENSE, and you
]]></description>
			<content:encoded><![CDATA[<p>Just had to pass this on&#8230;    Subprime may be the red-headed stepchild of the mortgage industry today, but don&#8217;t we all know that it&#8217;s just a matter of time before some version of &#8220;non-prime&#8221; is back? The pent-up demand from the subprime segment is INTENSE, and you</p>
]]></content:encoded>
			<wfw:commentRss>http://loanofficerformula.com/blog/subprime-may-be-back-baby/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Good news! US Senators request Delay of LO Compensation Rules</title>
		<link>http://loanofficerformula.com/blog/good-news-us-senators-request-delay-of-lo-compensation-rules/</link>
		<comments>http://loanofficerformula.com/blog/good-news-us-senators-request-delay-of-lo-compensation-rules/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 19:10:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<category><![CDATA[LO comp rules]]></category>

		<category><![CDATA[loan officers]]></category>

		<category><![CDATA[mortgage brokers]]></category>

		<category><![CDATA[originators]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=2159</guid>
		<description><![CDATA[As 4/1 approaches, uncertainty looms over what the new rules will really mean for LOs and originators. However, we just got some GOOD NEWS in the form of a letter from Senators Jon Tester, D-Mont., and David  Vitter, R-La. to Federal Reserve Board Chairman Ben Bernanke, asking for an indefinite delay of implementation
]]></description>
			<content:encoded><![CDATA[<p>As 4/1 approaches, uncertainty looms over what the new rules will really mean for LOs and originators. However, we just got some <strong>GOOD NEWS</strong> in the form of a letter from Senators Jon Tester, D-Mont., and David  Vitter, R-La. to Federal Reserve Board Chairman Ben Bernanke, asking for an <strong>indefinite delay of implementation</strong></p>
]]></content:encoded>
			<wfw:commentRss>http://loanofficerformula.com/blog/good-news-us-senators-request-delay-of-lo-compensation-rules/feed/</wfw:commentRss>
		</item>
		<item>
		<title>&#8220;Income &amp; Challenges&#8221; survey results</title>
		<link>http://loanofficerformula.com/blog/income-challenges-survey-results/</link>
		<comments>http://loanofficerformula.com/blog/income-challenges-survey-results/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 17:50:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<category><![CDATA[Brian Sacks]]></category>

		<category><![CDATA[challenges]]></category>

		<category><![CDATA[income]]></category>

		<category><![CDATA[loan officers]]></category>

		<category><![CDATA[mortgage brokers]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=2111</guid>
		<description><![CDATA[Thanks to everyone who filled out the survey!
  Brian and I are digging deep into the results, and we will have more information for you soon.    Meanwhile check out the preliminary results&#8230;        Are you surprised by how many people expect to earn over $150,000? [...]]]></description>
			<content:encoded><![CDATA[<h2>Thanks to everyone who filled out the survey!</h2>
<p>  Brian and I are digging deep into the results, and we will have more information for you soon.    Meanwhile check out the preliminary results&#8230;    <div id="attachment_2095" class="wp-caption aligncenter" style="width: 425px">
	<img class="size-full wp-image-2095" src="http://loanofficerformula.com/files/2010/08/income425x250.jpg" alt="2010-2011 Income Goals" width="425" height="250" />
	<p class="wp-caption-text">2010-2011 Income Goals</p>
</div>    Are you surprised by how many people expect to earn over $150,000? And fully</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Start here: Social Media video training for Loan Officers</title>
		<link>http://loanofficerformula.com/blog/social-media-video-training-for-loan-officers/</link>
		<comments>http://loanofficerformula.com/blog/social-media-video-training-for-loan-officers/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 16:52:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=2060</guid>
		<description><![CDATA[Scroll down for video&#8230;
Your customers and referral partners use social media. Do you?
    Social Media is a huge new marketing arena that LOs and other business owners can use to get more referrals, leads, and customers. Problem is, it&#8217;s big and confusing, and most people don&#8217;t know where to start.   [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Scroll down for video&#8230;</strong><br />
<h3>Your customers and referral partners use social media. Do you?</h3>
<p>    Social Media is a huge new marketing arena that LOs and other business owners can use to get more referrals, leads, and customers. Problem is, it&#8217;s big and confusing, and most people don&#8217;t know where to start.    To help</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Personal Success</title>
		<link>http://loanofficerformula.com/blog/personal-success/</link>
		<comments>http://loanofficerformula.com/blog/personal-success/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 15:21:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<category><![CDATA[personal success]]></category>

		<category><![CDATA[social media webinar]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=2051</guid>
		<description><![CDATA[Hi folks,    Here&#8217;s a little gift for you that I hope will give you some insight into what you need to be working on in your business&#8211;and yourself.    I just uploaded the same &#8220;Personal Success Assessment&#8221; that members get when they join LoanOfficerFormula. You
]]></description>
			<content:encoded><![CDATA[<p>Hi folks,    Here&#8217;s a little gift for you that I hope will give you some insight into what you need to be working on in your business&#8211;and yourself.    I just uploaded the same &#8220;Personal Success Assessment&#8221; that members get when they join LoanOfficerFormula. You</p>
]]></content:encoded>
			<wfw:commentRss>http://loanofficerformula.com/blog/personal-success/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Where Will You Be Next Year?</title>
		<link>http://loanofficerformula.com/blog/where-will-you-be-next-year/</link>
		<comments>http://loanofficerformula.com/blog/where-will-you-be-next-year/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 14:10:06 +0000</pubDate>
		<dc:creator>Brian Sacks</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<category><![CDATA[Ratable]]></category>

		<category><![CDATA[Referable]]></category>

		<category><![CDATA[Sociable]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=1950</guid>
		<description><![CDATA[WOW- It&#8217;s almost the holiday season and I am sure - just like me- most of you are thrilled this year is coming to an end.  I pay very close attention to the markets and some are saying things will get better in 2010 While others are saying next
]]></description>
			<content:encoded><![CDATA[<p>WOW- It&#8217;s almost the holiday season and I am sure - just like me- most of you are thrilled this year is coming to an end.  I pay very close attention to the markets and some are saying things will get better in 2010 While others are saying next</p>
]]></content:encoded>
			<wfw:commentRss>http://loanofficerformula.com/blog/where-will-you-be-next-year/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Is He Right?</title>
		<link>http://loanofficerformula.com/blog/is-he-right/</link>
		<comments>http://loanofficerformula.com/blog/is-he-right/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 16:34:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<category><![CDATA[Add new tag]]></category>

		<category><![CDATA[Ratable]]></category>

		<category><![CDATA[Referable]]></category>

		<category><![CDATA[Sociable]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=1931</guid>
		<description><![CDATA[
Brian just received a great question on loan mods from a member - If you know Brian at all than you know he has very strong opinions.
I don&#8217;t like to disagree with him (he&#8217;s usually right) but was just curious what you think about this subject since it&#8217;s a question we receive frequently..
Leave your thoughts [...]]]></description>
			<content:encoded><![CDATA[<p><!--[if gte mso 9]&gt;  Normal 0   false false false        MicrosoftInternetExplorer4  &lt;![endif]--><!--[if gte mso 9]&gt;   &lt;![endif]-->
<p class="MsoNormal">Brian just received a great question on loan mods from a member - If you know Brian at all than you know he has very strong opinions.</p>
<p class="MsoNormal">I don&#8217;t like to disagree with him (he&#8217;s usually right) but was just curious what you think about this subject since it&#8217;s a question we receive frequently..</p>
<p class="MsoNormal">Leave your thoughts below.</p>
<p class="MsoNormal">
<p class="MsoNormal">Thanks  Cheryl Foster    </p>
<p class="MsoNormal">Director of Member Services  <a title="http://www.loanofficerformula.com/" href="http://www.loanofficerformula.com/">www.loanofficerformula.com</a>  </p>
<p class="MsoNormal">
<p class="MsoNormal">PS- We have a 3 spots that recently became available for our gold membership</p>
<p class="MsoNormal">here are the details <a title="http://www.loanofficerformula.com/gold" href="http://www.loanofficerformula.com/gold">www.loanofficerformula.com/gold</a></p>
<p class="MsoNormal" style="margin-left: -0.5in">
<p class="MsoNormal">Not sure which level is best for you?  Head over to <a title="http://www.loanofficerformula.com/member-benefits.com" href="http://www.loanofficerformula.com/member-benefits.com">www.loanofficerformula.com/member-benefits.com</a> or call me at 443-743-3353 and I&#8217;ll be happy to answer your questions.<span> </span>Find out what the &#8220;survivors&#8221; are doing to thrive in this downturn and eliminate their competition</p>
]]></content:encoded>
			<wfw:commentRss>http://loanofficerformula.com/blog/is-he-right/feed/</wfw:commentRss>
		</item>
		<item>
		<title>CHEER UP &amp; SNAP OUT OF IT</title>
		<link>http://loanofficerformula.com/uncategorized/cheer-up-snap-out-of-it/</link>
		<comments>http://loanofficerformula.com/uncategorized/cheer-up-snap-out-of-it/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 14:28:00 +0000</pubDate>
		<dc:creator>Brian Sacks</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[Ratable]]></category>

		<category><![CDATA[Referable]]></category>

		<category><![CDATA[Sociable]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=1907</guid>
		<description><![CDATA[CHEER UP !  With all of the bad news going on all around us I thought it might be a good idea to share some “funny things” with you . So check them out below and leave your thoughts.    Of course there is also a marketing lesson ….
]]></description>
			<content:encoded><![CDATA[<p><strong>CHEER UP !</strong>  With all of the bad news going on all around us I thought it might be a good idea to share some “funny things” with you . So check them out below and leave your thoughts.    Of course there is also a marketing lesson ….</p>
]]></content:encoded>
			<wfw:commentRss>http://loanofficerformula.com/uncategorized/cheer-up-snap-out-of-it/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Brian Sacks  A Dirt Bag?</title>
		<link>http://loanofficerformula.com/blog/brian-sacks-a-dirt-bag/</link>
		<comments>http://loanofficerformula.com/blog/brian-sacks-a-dirt-bag/#comments</comments>
		<pubDate>Fri, 18 Sep 2009 05:20:12 +0000</pubDate>
		<dc:creator>Brian Sacks</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<category><![CDATA[Ratable]]></category>

		<category><![CDATA[Referable]]></category>

		<category><![CDATA[Sociable]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=1894</guid>
		<description><![CDATA[Over the last few months I have been searching for ways for us originators to earn extra money while waiting for the market to correct itself.    I don&#8217;t need to tell you how tough - maybe even impossible this market has  been and the toll it
]]></description>
			<content:encoded><![CDATA[<p>Over the last few months I have been searching for ways for us originators to earn extra money while waiting for the market to correct itself.    I don&#8217;t need to tell you how tough - maybe even impossible this market has  been and the toll it</p>
]]></content:encoded>
			<wfw:commentRss>http://loanofficerformula.com/blog/brian-sacks-a-dirt-bag/feed/</wfw:commentRss>
		</item>
		<item>
		<title>HUH? Is this true?</title>
		<link>http://loanofficerformula.com/blog/huh-is-this-true/</link>
		<comments>http://loanofficerformula.com/blog/huh-is-this-true/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 16:54:12 +0000</pubDate>
		<dc:creator>Brian Sacks</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<category><![CDATA[Ratable]]></category>

		<category><![CDATA[Referable]]></category>

		<category><![CDATA[Sociable]]></category>

		<guid isPermaLink="false">http://loanofficerformula.com/?p=1832</guid>
		<description><![CDATA[This morning while listening to the news I heard the newscaster say that the government reports and figures suggest the worst of this recession is over and things are on the mend.  Is that true?    For some of us business has never been better- WHY?
]]></description>
			<content:encoded><![CDATA[<p>This morning while listening to the news I heard the newscaster say that the government reports and figures suggest the worst of this recession is over and things are on the mend.  Is that true?    For some of us business has never been better- WHY?</p>
]]></content:encoded>
			<wfw:commentRss>http://loanofficerformula.com/blog/huh-is-this-true/feed/</wfw:commentRss>
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